Crowdfunding in Zambia
Raise money online from family, friends, church members and well-wishers in Zambia and abroad, and receive it on mobile money.
- Free to start. Zanja keeps 5% of each donation and nothing else.
- Supporters give with Airtel Money, MTN MoMo, Zamtel Kwacha, Visa and Mastercard.
- Cash out to mobile money or a Zambian bank account (minimum K50).
What is crowdfunding?
Crowdfunding means raising money from many people, each giving a small amount. In Zambia we have always done this: funeral contributions, church harambees, chilimba and WhatsApp group collections. Zanja puts it online: one link people can open, give with mobile money or card, and see the progress.
How to start a fundraiser on Zanja
1. Create a free account and tap “Start a campaign”.
2. Say who you are raising for, how much you need and by when.
3. Tell your story, add a clear photo, and list what the money will pay for.
4. Share your link on WhatsApp, Facebook and TikTok.
5. Watch donations arrive in your dashboard and cash out to mobile money or bank.
What people raise money for
Medical bills and treatment (including referrals abroad), school and university fees, funerals, emergencies and disasters, church and community projects like boreholes and classrooms, sports teams, and creative projects.
Tips that help campaigns succeed
Use a real, clear photo. Explain exactly what the money is for and list the costs. Share with people who know you first. The first donations build trust for strangers. Post updates and thank every donor. Campaigns with a phone number people can call raise more.
Open fundraisers you can support
Lusaka
End drug abuse in kaunda square stage 1, kaunda square welfare programs
For Kaunda square
K65 raised of K2,000,000
10 donations · ends 15 Jan
Lusaka
HELP A BROTHER OUT
K150 raised of K1,500
2 donations
Copperbelt
Help my family, my father is too old for work and my mother just had surgery and we are having financial challenges
K5 raised of K5,000
1 donation
Lusaka
Help Me Pursue My Education and Build a Better Future
K0 raised of K100,000
0 donations
Lusaka
RAISING OF SCHOOL FEES
K0 raised of K17,000
0 donations · ends 30 Dec
Lusaka
Help me pay rent
K0 raised of K2,000
0 donations · ends 12 Mar
Frequently asked questions
Is it free to start a fundraiser on Zanja?
Yes. Creating a campaign is free. Zanja keeps 5% of each donation to cover payment processing and running the platform. There are no monthly fees.
How can people in Zambia donate?
Supporters pay with Airtel Money, MTN MoMo, Zamtel Kwacha, Visa and Mastercard. They do not need a Zanja account, and mobile money payments are approved on their phone with their PIN.
Can people outside Zambia donate?
Yes. Friends and family abroad can give with a Visa or Mastercard debit or credit card.
How do I receive the money?
Donations go into your Zanja balance. From your dashboard you cash out to your Airtel, MTN or Zamtel mobile money number or to a Zambian bank account. The minimum cashout is K50. Cashouts are checked and usually sent within one working day.
How does Zanja protect donors?
Every payment is confirmed with the payment processor before it counts. Donors get an email receipt, campaigns show how the money will be used, and Zanja may ask fundraisers for proof such as a medical report or invoice before paying out.
