Simple, transparent fees
Free to start. One fee per donation. No monthly charges, no hidden costs.
- Free to start. Zanja keeps 5% of each donation and nothing else.
- Supporters give with Airtel Money, MTN MoMo, Zamtel Kwacha, Visa and Mastercard.
- Cash out to mobile money or a Zambian bank account (minimum K50).
What we charge
Starting a campaign or page is free. Zanja keeps 5% of each payment received. This covers mobile money and card processing, security checks and running the platform.
Example: when someone donates K100, the fundraiser receives K100 minus the fee, and both the donor’s receipt and the fundraiser’s dashboard show the exact amounts.
Cashing out
Cash out to Airtel Money, MTN MoMo, Zamtel Kwacha or a Zambian bank account. The minimum cashout is K50. Cashouts are reviewed and usually sent within one working day.
Open fundraisers you can support
Lusaka
End drug abuse in kaunda square stage 1, kaunda square welfare programs
For Kaunda square
K65 raised of K2,000,000
10 donations · ends 15 Jan
Lusaka
HELP A BROTHER OUT
K150 raised of K1,500
2 donations
Help my family, my father is too old for work and my mother just had surgery and we are having financial challenges
K5 raised of K5,000
1 donation
Lusaka
Help Me Pursue My Education and Build a Better Future
K0 raised of K100,000
0 donations
Lusaka
RAISING OF SCHOOL FEES
K0 raised of K17,000
0 donations · ends 30 Dec
Lusaka
Help me pay rent
K0 raised of K2,000
0 donations · ends 12 Mar
Frequently asked questions
Is it free to start a fundraiser on Zanja?
Yes. Creating a campaign is free. Zanja keeps 5% of each donation to cover payment processing and running the platform. There are no monthly fees.
How can people in Zambia donate?
Supporters pay with Airtel Money, MTN MoMo, Zamtel Kwacha, Visa and Mastercard. They do not need a Zanja account, and mobile money payments are approved on their phone with their PIN.
Can people outside Zambia donate?
Yes. Friends and family abroad can give with a Visa or Mastercard debit or credit card.
How do I receive the money?
Donations go into your Zanja balance. From your dashboard you cash out to your Airtel, MTN or Zamtel mobile money number or to a Zambian bank account. The minimum cashout is K50. Cashouts are checked and usually sent within one working day.
How does Zanja protect donors?
Every payment is confirmed with the payment processor before it counts. Donors get an email receipt, campaigns show how the money will be used, and Zanja may ask fundraisers for proof such as a medical report or invoice before paying out.