Collect dues and subscriptions by mobile money

For clubs, associations, alumni groups, unions, residents’ committees, savings groups and churches: stop chasing payments one by one.

By the Zanja team · Updated

How it works

Create a free community page and add plans, for example “Monthly dues K50” or “Annual subscription K500”. Members join from your link, pay with mobile money or card, and get a membership card link that shows whether they are paid up.

Reminders without SMS costs

Zanja emails members a few days before their membership ends and again if it expires, with a one-tap renew button. You can also send a WhatsApp reminder from your dashboard.

See who has paid

Your dashboard lists active and expired members, with any details you asked for when they joined (like member number or house number). Download the list any time.

Ready to start?

It's free and takes about five minutes.

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Frequently asked questions

Does Zanja deduct money automatically every month?

No. Mobile money in Zambia does not support automatic deductions, so members pay when they renew. Zanja reminds them by email before the due date.

Can I ask members for extra details when they join?

Yes. Add questions to a plan, such as “Member number” or “Plot number”, and the answers appear in your member list.

Is it free to start a fundraiser on Zanja?

Yes. Creating a campaign is free. Zanja keeps 5% of each donation to cover payment processing and running the platform. There are no monthly fees.

How can people in Zambia donate?

Supporters pay with Airtel Money, MTN MoMo, Zamtel Kwacha, Visa and Mastercard. They do not need a Zanja account, and mobile money payments are approved on their phone with their PIN.

Can people outside Zambia donate?

Yes. Friends and family abroad can give with a Visa or Mastercard debit or credit card.

How do I receive the money?

Donations go into your Zanja balance. From your dashboard you cash out to your Airtel, MTN or Zamtel mobile money number or to a Zambian bank account. The minimum cashout is K50. Cashouts are checked and usually sent within one working day.

How does Zanja protect donors?

Every payment is confirmed with the payment processor before it counts. Donors get an email receipt, campaigns show how the money will be used, and Zanja may ask fundraisers for proof such as a medical report or invoice before paying out.

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