How to find sponsors for medical treatment

Medical costs often need several sources at once. Check what is covered first, ask the people and organisations closest to you, and raise the balance in one place.

By the Zanja team · Updated 8 November 2026

Free to start. Zanja keeps 5% of each donation and nothing else.
Supporters give with Airtel Money, MTN MoMo, Zamtel Kwacha, Visa and Mastercard.
Cash out to mobile money or a Zambian bank account (minimum K50).

Check what is already covered

Ask whether the National Health Insurance (NHIMA) or a workplace medical scheme covers part of the treatment, and at which facilities.
Speak to the hospital's social worker or social welfare office about support and payment plans.
Ask your or your relative's employer: some help staff and their families.

Who else to ask

Family and friends, including relatives abroad, each for part of the amount.
Your church or faith group.
Patient support groups and charities for the specific condition.
Local businesses and community leaders who know the family.

What to prepare

The diagnosis and treatment plan in simple words.
A quote or invoice from the hospital (cover private details).
The date the money is needed.
A doctor, nurse or pastor sponsors can call to confirm.

Raise the balance

Put the costs in one place: treatment, medicines, scans, transport and, for treatment abroad, flights and accommodation. Share one link so every contribution is recorded, then post updates after key moments.